Hiring the Right Contractor
Beware of Unlicensed Contractors
Too many homeowners and building owners have been a victim of illegitimate roofing contractors.
An illegitimate roofing contractor is often unlicensed, uninsured, and likely lacking experience. The company may present high pressure or scare tactics to create a sense of urgency to act now. They may also request or require a substantial down payment before starting the job.
As a home or building owner, if you elect to use an unlicensed, uninsured firm or individual, do not assume your homeowners or personal liability policy necessarily protects you. In many cases, you may still be liable.
Many homeowners and building owners have required costly litigation involving uninsured contractors. You may be responsible for injuries or damages if an unlicensed contractor (or any employee) becomes injured at your home or building. Worse, you likely have no protection should any damage occur to your property or property of others by the roofing contractor.
An unlicensed contractor may lack the experience needed to repair or replace your roof correctly, which will likely cost you more than you planned or anticipated. Further, if your contractor fails to pay his/her suppliers or subcontractors, you may find a lien placed on your house, regardless of whether you paid for the completed work.
In sum, many homeowners and building owners agree that contracting with an unlicensed, uninsured roofer is not worth the risk.
Metro City Roofing is a licensed and insured roofing contractor with licenses across the metro Denver Front Range.
Beware of Scams
Colorado ranks 2nd in the country based on the number of insurance claims filed resulting from hailstorm-related property damage in the last three years, according to the National Insurance Crime Bureau. A vast majority of these claims include roof damage.
Following Colorado’s seasonal storms, many roofing contractors move into the metropolitan Denver area and set up temporary business operations. Indeed, a majority of contractors are honest and reputable; others are not. Often, these contractors make false promises and require payment before materials are delivered, or all work gets completed. Sometimes, these fly-by-night contractors may create damage where none existed.
Selecting a reputable roofing contractor tops the list of consumer inquiries to the Better Business Bureau in Denver-Boulder.
What You Can Do
The following lists numerous options to protect yourself against a fraudulent roofing contractor.
- Search for an established, licensed, and insured roofing professional with a federal tax identification number and a permanent address
- Ask your contractor for its license number and confirm the accuracy and current standing with your city or county building department
- Validate the contractor is legally registered to conduct business in Colorado
- Beware of any contractor who knocks on your door following a storm. Many legitimate contractors do not conduct business this way.
- Contact the Better Business Bureau for any complaints filed against the contractor you are considering hiring
- Request references (and check them) from previous customers. A quality roofing contractor will be proud to provide references.
- Ask your contractor to review with you any documents to be sent to your insurance carrier
- Validate your contractor completes all work before making payment in full
- Avoid pressure to sign a contract immediately, and ask your contractor to review it in detail with you
- Make sure the contract includes the scope of work and materials to be used, including manufacturer, and approximate dates of service, and a statement that allows the property owner to cancel the contract if the insurance claim is denied in whole or in part within 72 hours
Metro City Roofing is a local, family-owned roofing contractor. We live year-round in the same Colorado community as you.